Pricing
Pricing that scales
with your success.
Tied to bound premium — you only pay more when you write more. Zero setup fees. Deploy in seconds.
Build your AI underwriting stack.
Select the apps you need. Adjust volume. See your price instantly.
$30,000/year · Up to 3 product lines · Includes first $2.5M in bound premium
Deploy Your StackFounding Partner
Managing $5M+ in bound premium? This is for you.
- Success-based pricing tied to bound premium
- Zero setup fees — ever
- Unlimited apps and product lines
- Embedded Engineering strike team
- We build whatever your pipeline needs
- Locked introductory pricing for life
- Direct access to engineering team
- Shape the product roadmap with us
Palomar (PLMR) and Unisyn are already Founding Partners.
Apply for Founding CohortEnterprise
Carriers & High-Volume MGAsFor organizations managing $50M+ in bound premium or requiring custom deployment.
Just exploring? Start building for free in the Sandbox →
Don't calculate savings.
Calculate your revenue lift.
Quoting in 8 minutes doesn't just save time — it makes you first-to-market. At 250 submissions per month:
Additional bound premium
New premium captured by quoting first
New commission revenue
Monthly revenue added to your bottom line
Extra submissions/month
Capacity unlocked without adding headcount
Oyyo costs $2,500/mo. It generates $20,000/mo in new commission revenue.
8x ROI
Based on $40K avg premium, 15% bind rate, 10% speed-to-quote lift, 12.5% MGA commission.
Common questions
What is "bound premium" pricing?
You pay based on the premium that actually binds through Oyyo — not submissions received, not quotes generated. If a submission doesn't bind, you don't pay the premium rate for it. We only win when you win.
What does Embedded Engineering include?
Our team builds custom raters, quoters, invoicing workflows, and integrations tailored to your exact pipeline. Zero setup fees. It's like hiring an AI engineering team without the headcount.
Can I start small and upgrade?
Yes. Start with the free Sandbox to build and test. Upgrade to Professional when you're ready to go live. Grow into Founding Partner as your book scales. Your data and workflows carry over seamlessly.
What about Custom Apps (invoicing, reconciliation)?
Custom apps like invoicing and financial reconciliation require our Embedded Engineering team to build. They're included in the Founding Partner tier. For Professional tier customers, contact us to discuss add-ons.
What's the Founding Cohort?
We're onboarding 10 forward-thinking MGAs as founding partners. Members get locked introductory rates, direct engineering access, and influence over the product roadmap. 3 spots are already filled.
What if I exceed my volume?
We auto-scale your capacity. We will never turn off your quoting pipeline. If you consistently exceed your block, we'll work with you to upgrade to the next tier at better per-submission economics.