Oyyo Studio
Describe it.
It's live.
Submission intake, AI raters, quote builders, and operations apps — built from a plain English description or your existing Excel sheets. No coding. No IT tickets. Live in 30 seconds.
How you build.
Describe
Tell Oyyo what you need. "Build a cyber liability clearance form for SaaS companies with revenue over $5M. Auto-decline if no MFA." Or send your existing Excel rater — it becomes the app.
Generate
In seconds, the AI builds the data schema, extraction targets, clearance rules, and rating logic. Everything is auditable — your actuaries can verify every formula in an auditable, proprietary format.
Test
Drop a real ACORD, SOV, or loss run into the sandbox. Watch the AI extract fields in seconds. See confidence scores. Check that your clearance rules fire correctly. Adjust anything that needs tuning.
Clearance: PASS — all criteria met. Premium: $14,200. Confidence: 96%.
Publish
Click publish. Your app gets a dedicated email address (cyber@your-mga.oyyo.ai). Brokers can start emailing submissions immediately. Your team sees it in their workspace. Done.
Ready for broker submissions
One app. Two interfaces.
Every Oyyo app has a UI for your team and an interface for AI — both working on the same data at the same time. Your underwriter sees a clean form with confidence scores. The AI sees structured fields to extract, calculate, and validate. Same app. Same Journal. No separation.
Your team sees
Forms, confidence scores, approval buttons, audit trails — the judgment interface.
AI sees
Structured fields, extraction targets, calculation rules, routing logic — the execution interface.
Brokers see
Their inbox. Acknowledgment emails. Quote replies. Status updates. Nothing else changes for them.
The apps your team runs on.
Every insurance operation needs the same building blocks. Submission intake per product line. AI raters from your guidelines. Quote builders. And shared operations apps that every team member uses.
Submission Intake
One per product line. Brokers email, AI reads and structures.
AI Raters
From your Excel sheets or built from scratch. Deterministic, auditable.
Quote Builders
Auto-generate quote letters from rated data. Send directly to brokers.
Operations
Clearance, invoicing, reports — shared across your entire team.
Same data. Every role sees what they need.
Your ops assistant doesn't need to see rating factors. Your CEO doesn't need to see extraction fields. Every role gets the view that matters to them — all reading from the same Journal.
Risk assessment, rating factors, clearance results, quote approval
Document intake, missing attachment alerts, broker follow-ups, triage queue
Pipeline dashboard, team performance, premium by product line, turnaround metrics
Immutable audit trail, every AI decision, every human override, regulatory reports
Invoice status, premium reconciliation, bordereaux, commission calculations
Company-wide GWP, bind ratios, broker performance, capacity provider reports
Your company's app catalogue.
As you build, your operations become a library of proprietary intelligence. Publish apps to your company's internal catalogue. New team members subscribe to the apps they need on day one. Everything is version-controlled and auditable.
What will you build first?
Bring your product line or your Excel rater. We'll build it live on the call.
We build your first app on the call
We build your clearance app — live
Tell us your product line. We build a working submission intake and clearance app in front of you. No coding. Takes about 2 minutes.
Process your real submission
Bring an ACORD, SOV, or loss run. We drop it in. Watch 190+ fields get extracted with confidence scores in seconds.
Your rater, live
Bring your Excel rater — we turn it into a live AI rater. Or we build a new one from your guidelines on the spot.
Walk out with a working app
Not a demo. Not a slideshow. You leave with a real workspace your team can start using. No technical knowledge needed.
Andriy, Founder
No slides. No pitch deck. Straight to your data.