AI Submission Assistant

Underwriting desk

A new program from a carrier guide

oyyo turned a guide into appetite rules. Each rule cites its page.

A small-contractors GL program (fictional guide)

Example on a fictional guide.

Came in

A carrier’s contractors GL underwriting guide arrived as a single PDF.

  • Contractors GL underwriting guide64 pp.

oyyo pulled appetite, limit, and subjectivity rules for the program. Every rule links to the page it came from.

Step by step

  1. You The program manager uploads the underwriting guide PDF into the program.
  2. oyyo Guide rules extracted: eligible classes, authority limits, exclusions, and subjectivities. Each rule cites its page.
  3. You The program manager reviews the cited rules and edits one rule’s wording.
  4. You The program goes live. Incoming broker submissions are checked against its cited rules.

The values

FieldValueSource
Excluded classesRoofing; work above 3 storiesGuide · p. 12
Subcontracted workUp to 25% of receiptsGuide · p. 14
Each occurrence limit$1,000,000Guide · p. 9
Required with submission3 years of loss runsGuide · p. 21

What oyyo caught

Roofing and work above three stories are excluded (p. 12). Subcontracted work is capped at 25% of receipts (p. 14).

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